Emergency Loans
Information for Undergraduate and Graduate Students
DATES OF AVAILABILITY
- Summer 2012: May 21 through August 9, 2012
- Fall 2012: August 16 through December 13, 2012
- Spring 2013: January 15 through May 16, 2013
We accept Emergency Loan applications from 9 a.m. to 12:15 p.m., Monday through Thursday. Without exception, you must apply in person. The office is closed on Fridays except during the first few weeks of the fall and spring semesters.
Your check will be ready the same day you apply. You must pick up your check in person by 1 p.m., or we will cancel the check.
To Apply:
- You must be eligible based on the criteria outlined below.
- You must complete an Emergency Loan application.
- You must have a legible student ID, plus one additional photo ID (driver's license, state ID card, or passport).
TYPES OF LOANS FOR FALL AND SPRING SEMESTERS
A) Living Expense Loan: This loan is available to eligible registered students; the maximum amount is $775.
Application Criteria:
- You must be registered for the semester. A registered student is one who is enrolled in units and has paid the minimum amount required toward registration fees.
- You must not have any registration blocks for the current semester.
- You must not have any overdue emergency loans.
- You must repay any previous emergency loans you received during the semester before applying.
B) CoPayable Loan for Fees: This loan is available to eligible unregistered students; the amount is $1,300. This loan is to help you become registered by making the minimum payment toward your registration fees. The minimum registration amount is set each year in collaboration with the Registrar’s Office.
Application Criteria:
- You must be enrolled in units for the semester, but have unpaid registration fees.
- You must not have any registration blocks for the current semester.
- You must not have any overdue emergency loans.
Note: The check is payable to the University and you. You endorse the check, and the check is delivered to the Billing and Payment Services Office for processing. You are registered within two business days.
SUMMER SESSION LOAN
A Living Expense Loan is available to eligible registered students; the maximum amount is $775.
Application Criteria:
- You must be registered in Summer Session. A registered student is one who is enrolled in units and has paid registration fees.
- You must be a continuing student who has completed the previous spring semester.
- You must not have any registration blocks for the current term.
- You must not have any overdue emergency loans.
- You must repay any previous emergency loans you received during the semester before applying.
TERMS
- Loans are interest-free and are due in approximately 60 days.
- There is a $20 application fee for each loan.
- The Emergency Loan and the application fee are billed through the Campus Accounts Receivable System (CARS).
PAYMENT OPTIONS
- Electronic Payment Options: Pay via e-Bill / e-Check. For more information, please see http://studentbilling.berkeley.edu/carsPaymentOptions.htm.
- By Mail: Mail a check to University of California, Berkeley, Billing and Payment Services, 192 University Hall, MC #1110, 2199 Addison Street, Berkeley, CA 94720-1110. Please make the check payable to "UC Regents" and include your student ID number (SID) and your Emergency Loan check number in the memo area of the check.
IMPORTANT INFORMATION
If you are receiving financial aid, please be aware that your financial aid, once posted to your CARS account, may pay off the Emergency Loan and the application fee before the due date. There is no guarantee that this will happen, however, and financial aid may not pay any of it. It is your responsibility to monitor your CARS account activity through Bear Facts.
For questions about your CARS account, please contact the Billing and Payment Services Office at
(510) 642-3190.
Emergency Loan Office Contact Information:
212 Sproul Hall
(510) 642-0470
eloan@berkeley.edu
Updated 8/18/11